Your Unique Needs, Our Customized Strategies: Silas & Ward

The services offered by Silas & Ward Financial Group are tailored to the specific needs of each client, always addressing their unique challenges and requirements. We take pride in getting to know you, your story and your aspirations. Once we understand your needs, services offered can include:

Tailored Services, Not One-Size-Fits-All

Retirement Income Planning

As you approach your retirement years, it’s important to have a solid strategy in place to help ensure your financial independence. We help our clients approach retirement in a way that seeks to reduce worry about excessive taxes and market volatility. We can also look at your defined benefit pension, 401(k), Social Security, and other assets to see how all of your income streams can work together. We can also review options for annuities to help create an additional guaranteed* income stream you can’t outlive. 

*Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged. Annuities are long-term, tax-deferred vehicles designed for retirement and contain some limitations.

Long-Term Care Insurance

It’s important to consider how you might be cared for in your older years. Do you have adequate insurance coverage to obtain care for yourself or a loved one? Are you concerned about how an extended stay at the hospital might affect your retirement funds? Our health status can take unexpected turns and it’s best to prepare earlier rather than later. We offer long-term care strategies to help ensure your needs are met as you age and health care issues arise—so you can protect your wealth and your health. 

Life Insurance

Life insurance can help protect your loved ones in the event of your passing and can provide a meaningful legacy for your family or a charitable cause. It can also help your beneficiaries cover estate taxes and avoid having to sell assets or property. It may even be a valuable tool to help supplement income for a surviving spouse or loved one. Our team of professionals can work with you to find a suitable policy to meet your needs.

Legacy Planning

Deciding how you want to disperse assets to loved ones or a charity after passing is a crucial and often overlooked step. Creating a strategy can preserve your financial legacy and provide for loved ones during a difficult transition. It can also help minimize estate taxes and maximize the value of your assets. We work with clients and other professionals such as attorneys and CPAs to make sure that suitable insurance is in place; beneficiaries are properly noted; and wills, trusts and estate planning documents are in order. We can also help with business succession planning so that your business continues to thrive.

5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster

Do you have doubts about your ability to reach your retirement goals? Are you less than confident about certain aspects of your retirement strategy? Here’s the good news…there’s always time to adjust your plan and get back on track. You can take your retirement strategy from flop to blockbuster with these simple strategies.