Write your legacy in ink, not pencil. 

Protect your retirement income with tailored strategies for federal employees and retirees.

You've spent your life carefully building something meaningful—your retirement deserves the same level of care. Silas & Ward Financial Group shares customized strategic approaches—ranging from straightforward to sophisticated—to help clients step confidently into the future no matter what life throws their way. Whether you're a federal employee navigating FERS+ benefits or someone simply seeking clarity in your retirement income strategy, this is your legacy—keep it protected, permanent, and penned by you. 

When markets stumble, you shouldn’t have to rewrite your story.

Are you worried that income uncertainty, health care costs, or surprise taxes could rewrite your retirement? You're not alone—these are challenges people face every day. Our personalized, insurance-based strategies offer the opportunity to lock in your retirement income, cushion the blow of health care expenses, and leave a lasting legacy. With experience navigating complex systems like FERS+, our team is particularly adept at helping anyone—from federal employees to retirees—optimize their benefits.

Schedule your no cost appointment today!

Keep Pushing Forward to be Retirement-Ready

Throughout life, we tend to move through phases and have evolving priorities. No matter what phase you are in, we can help you make the most of your situation. Where are you?

Career

I’m working and saving for the future.

Nearing Retirement

I’m still saving and want to protect assets.

Retirement

I’m retired and want to preserve and wisely spend down my assets.

Legacy

I’ve achieved my goals and want to bless loved ones with my wealth.

You can feel uncertain at any phase and need guidance to reach your aspirations. It all starts with a no cost appointment, followed by discussion on retirement strategies and then action. The end-result will hopefully move you towards your goals and feeling confident.

We Are on a Mission to Serve Your Needs

Our mission at Silas & Ward is to provide holistic preservation and protection-based strategies that help empower you to attain your desired outcomes and create a lasting legacy for your loved ones. Our services are designed to help you achieve independence and protect you and your family’s future. Our commitment to you includes:

Expertise & Experience

Highly skilled, dedicated professionals with a proven record.


Innovative Approach

Up-to-date recommendations based on industry trends.


Customized Strategies

Personalized service based on your specific needs.


Strong Client Relationships 

Open, dedicated partnership that stands the test of time.


Exceptional Customer Service

Going above and beyond to meet your needs.


Results-Driven Approach

Tangible results backed by metrics.


Strategies to protect your independence, like a seatbelt for your retirement.

Here’s how Silas & Ward delivers the necessary clarity to help support nuanced retirement lifestyles and goals. A snapshot of our tailored, insurance-based services:

Ready to Get Started?

Taking care of your future beings with awareness and then action. From there, we work through any apprehensions you may have to reach aspiration. The process unfolds in this way:

We meet for a introductory meeting to get to know you and your aspirations.


Meet


We look closely at what you have in place and if improvements could be made.

Assess


We present recommended strategies to help you reach your goals.

Propose


We implement the agreed upon strategies, completing all paperwork.

Implement


We conduct ongoing reviews and monitoring, adjusting as life evolves.

Review

Meet Our Founders

Silas & Ward Financial Group is a retirement and insurance firm led by Frederick and JoAnn Griffin. The husband-and-wife team designs strategies to help individuals reach their retirement and legacy goals. Frederick and JoAnn have extensive entrepreneurial and corporate America leadership experience, allowing them to provide families with efficient tax and insurance strategies. Our goal is to help you live the lifestyle you desire. Our biggest joy is not only making a difference in your current life but also in your legacy and helping your loved ones.

Photo of Fred Griffin

Fred Griffin, FRC

Founder & CEO

Photo of JoAnn Griffin

JoAnn Griffin

Co-Founder & President

5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster

Do you have doubts about your ability to reach your retirement goals? Are you less than confident about certain aspects of your retirement strategy? Here’s the good news…there’s always time to adjust your plan and get back on track. You can take your retirement strategy from flop to blockbuster with these simple strategies.

5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster